Primary And Ancillary Duties Of A Funeral Director

By Alvin Cruise

to the actual handling of the body of the deceased.

There are four essential duties of a funeral director, they are: (a) transporting the body to the mortuary; (b) anointing and preparing the body for the ceremony; (c) arranging for the ceremonies for friends and family to pay their final respects to the deceased and; (d) the final act of cremation or burial according to the beliefs of the family.

The tasks of a funeral director vary from publishing obituaries in the local electronic and print media to arranging for a vehicle to shift the deceased, in addition to other planning tasks like choosing the timings and place for conducting the funeral service etc. Moreover, funeral directors also take care of things like flowers and bouquet arrangements for each ceremony, embalming and clothing the body, arrangement for shifting of the mourners from one venue to another etc.

Apart from these jobs, a funeral director has to take care of the task of doing the mandatory paperwork formalities needed after a person's death. He helps the family obtain a death certificate. He also has to handle other jobs like helping the family members with obtaining the insurance money and to take advantage of veterans' burial scheme. He also takes care of problems related to clearance of pension and annuities of the deceased to the lawful beneficiary and helps the family to come up with a budget for the ceremony.

In addition, a funeral director has to coordinate with a wide range of people so that he can perform his tasks in a systematic way. He has to interact with physicians, priests, coffin makers and flower sellers, all with equal ease.

Finally, it is important for funeral directors to be able to offer some comfort to the bereaved family on a personal level, so as to help them get over the loss of a near and dear one. Though it is an important aspect of the profession, a few funeral directors usually consider it a trivial responsibility.

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Becoming A Millionaire With A Piece Of Straw

By Masami Sato

A millionaire made easy through giving!

There is a Japanese folk tale about the power of giving and it exemplifies how we can get the most wonderful of gifts when we're gifting things to others and are positive about what we have already got.

Here is the story.

Once upon a time, there was a poor young farmer. Everything he did in his life never seemed to produce any wealth for him. He was totally broke with no money, no family and no food. So one night he sneaked into a temple and sat by the altar and in desperation asked the Gods what he was supposed to do.

"I have always been honest and hardworking, but all my hard work never produced any reward for me. What am I doing wrong?"

He slept at the feet of the deity after having put that question. In the morning, just as he woke up, one of the Gods of his dream appeared before him enveloped in a brilliant golden light. The voice of the God resounded in his mind.

"When you wake up in the morning, cherish what you have in your hand and go on giving it to others liberally as you proceed," the God commanded.

The farmer opened his eyes. There were many things that he wanted to ask but he managed to pull himself up and tried to remove the confusion of the strange dream. But there seemed to be a piece of straw in his hand. It must have remained stuck on his dress while he worked in his land.

He almost threw it away, but stopped short of doing it recollecting what God had said about it. He seated himself again and stared at the straw in his hand.

He sat for a long while wondering what that meant. He had no idea how a broken bit of a straw can be of any use to him. Suddenly he saw a wasp buzzing around. The wasp soon alighted on the tip of the straw. He caught hold of the wasp and bound it to the straw with a piece of string from his dress. Thus with a piece of straw with a wasp at one end, he proceeded.

He had proceeded only a bit when he saw a woman and her child coming from the opposite direction. The child was crying. When he wished them, the boy saw the straw in the farmer's hand with a wasp dangling at the end. The child was curious and asked the farmer if he could have it. He was about to refuse when he remembered how God had told him to cherish what he had and also at the same time to give to others what he had. So he offered the straw to the child. The mother became happy since the child stopped crying because of the gift. In return for the straw the lady gave the man three tangerines.

The farmer moved on. As he proceeded, he felt hungry. He was about to eat the tangerines when he again remembered that what was important was giving things to others, not giving it to himself.

As he went over a steep hill, he saw a merchant sitting down on the ground by a tree. Next to him was a wooden box. The farmer said hello to the merchant. He seemed to be exhausted. The merchant saw the tangerines in the farmer's hand and asked if he minded giving him the tangerines. He said he was so thirsty.

The farmer was as thirsty as the trader as he had been walking for long on that hot day. Nevertheless, he offered the tangerines to the trader, who then ate all the three tangerines and felt recharged. He felt very happy about the help rendered to him and opened the wooden box that was by his side. Inside the box were rolls of silk that was dyed with hand. The merchant gifted the farmer one roll and proceeded on his way.

So off the farmer went again following the path. He found a stream along the way and he took a deep drink making him feel totally refreshed. Life seemed to be easier and was flowing now.

He walked for some more time but did not come across anyone else. He felt that the silk might be that which would bring him something good. So he chose to go to a town in the vicinity and trade the fabric.

And just when he turned the corner, he saw a group of warriors. One of the warriors who seemed to be the leader was standing by a horse lying on the ground. The farmer heard the voice of the warrior talking to his followers.

"This horse is not likely to live long. We will have to abandon it here. Just look after it and follow me." Saying this, he climbed on to another horse and rode off and disappeared.

The fighters who remained there conferred among themselves as to what to do. They had no interest in putting it to death but there was no other option. Finally one of them drew the sword.

The farmer ran to them and requested them to refrain from killing it. He opted to care for the animal. In return for that he gave them the bolt of silk he had. They were happy of the offer and went away fast.

With the dying horse by his side, the farmer just remained there. He wondered if he had done things wrongly and whether he would never become rich. Suddenly he remembered the river he had seen on the way.

He turned back and went to the river, removed his shirt and immersed it in the river to get water for the horse. He went back to the animal lying on the earth and pressed the water out of the shirt gently into its mouth. As the water went inside drop by drop, the animal slowly got recharged and finally the farmer was able to help it stand up.

Once the horse was up the farmer was able to lead it to the river. The animal drank to its satisfaction and there was also green grass nearby that it could feed on. With both that the horse became fully recharged.

Now the farmer had a horse! They set off again together, this time the man had to run to keep up. The horse was actually leading the way. They ran together for miles. As the sun starting to go down, the horse finally stopped in front of a large house. As the farmer caught up, the horse pushed him with his nose to the entrance of the house.

As the farmer made his way to the gate, all of a sudden the gate opened and an old man was standing there. The man looked drawn and he was hastening out onto the road. The old man took notice of the farmer as well as the animal standing nearby.

The man queried the farmer what he wanted. The farmer replied that he was in need of a place to retire for the night. The old man in his turn said that he had to go to the town on an important matter and requested the farmer to be in charge of the house till such time that he returned. He said that his returning might get delayed.

The old man looked as if he was in a hurry, so the farmer told him he can take his horse. The old man was very grateful about it and immediately left with the horse. As he left, he said something totally unexpected to the farmer.

"If I do not come back in three years' time, this house belongs to you."

As you perhaps inferred, the old man did not return.

So the farmer lived happily ever after in the old man's big house with kind-hearted neighbours around and a land rich in good crops. He always kept in mind the rule that he should give to others what he had.

I am grateful to you for reading this story. And how did you feel about it?

Maybe there is a key to something. When we can turn our 'getting game' into a 'giving game', our life often flows bringing more abundance. But it is not always easy to practice the old wisdom in our real life.

The following are the interesting principles we can see in the tale:

* When we give the things that others want, they usually value it more than we value it while when we are trying to 'sell' something (because fundamentally, we want to get something from the deal), they compare the value with our asking price and try to pay less.

* When we are not attached to the things we have, we often find that we attract better opportunities as we can let go of existing ones.

* When what life offers is not a bed of roses, instead of concentrating on the difficulty if we kept our attention on giving and sharing, life is sure to bring in good things later.

* When we try to 'cash in' what we have built up, thinking that "this is the best it gets", because we think we may lose out it if we do not cash in now, our life's growth often ends there. What if instead, we continued to be giving generously no matter what we owned or how physically wealthy we were or were not.

Giving is intrinsic in the lives of many who have made it to the top. When giving is done first, we are better able to lead a life of grandeur, comfort and glory.

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About B1G1 - A New Global Giving Service

By David Anttony

Buy One Give One (B1G1) is the home of transaction-based giving.

STOP. Take a breath. And imagine you were part of a world where every transaction made a key difference.

Imagine, for a moment, you purchased a TV, and automatically a cataract-blind person received the gift of sight. Automatically. Or imagine if today you bought a cup of coffee and someone in Africa got access to clean, pure water as a direct result. Automatically again.

It's all happening right now. Already Buy1GIVE1 (B1G1) has become a true global giving 'village', bringing together businesses, their customers and worthy causes in a way that's never been done before.

It's happening globally, every second, every day and in every way with a staggering 556 projects already underway and making a difference.

That's because in the Buy1GIVE1 world, every single transaction, be it buying a cup of coffee in Cape Town or renting a car in Reno (and everything in between) gives forward in a well-defined, resonant and measurable way.

Nowadays, when both corporations and charities have seen a decrease in gains and contributions, cause-related marketing seems to really be catching on. Cause-related marketing is a business scheme involving a partnership between a company with a product to sell and a charity with a cause to advance. Unlike "corporate philanthropy," which merely involves a company making a tax-deductible charitable contribution, cause-related marketing benefits both the company (by helping to increase sales, and therefore, profits), and the charity (by giving contributions and calling attention to the cause.)

You buy a book, a tree is planted. You dine out, a child is fed. Buy One Give One - simple. The list is endless and the giving simply happens automatically, every second, every day and in every way.

And it is beautifully simple. Buy1GIVE1 is now becoming a global movement as more and more businesses jump on board and enjoy the incredible benefits of transactional giving.

In Buy1GIVE1, they make the stronger point that in many, many cases, the consumer is simply not involved in CSR initiatives on a day-to-day basis. Buy1-Give1 gives solutions to that and it does it every second, every day and in every way.

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Factors To Take Into Account When Building A Modern Office

By Carlo Ruiz

There were times when contemporary office designs were looked upon as just a gimmick, but now it has become a requirement that a company cannot do without. It is now universally acknowledged that good office design makes the staff highly productive and inspires them to stay in the firm for the long term. Besides the office design also reflects the corporate culture of the firm.

Transparency, sustainability and flexibility are critical elements that you should not ignore when building a modern office. The office system furniture and the office interior design must be picked wisely in order to successfully attain these important objectives, and a few considerations in this regard should be made.

First of all, it is necessary to understand the kind of work that will be carried out in the office. This along with the floor area of your office will help you appropriately finalize on the interior design. As you develop the layout you should keep in mind the number of office staff members who will be working at present and in the coming years.

Along with the area for office desks and other office system furniture, you need to reserve space for meeting rooms and cafeterias. Your office should also have places for fun and enjoyment with facilities for indoor games so that the employees can have a good time playing and conversing after work. Besides, the whole planning of the office should be such that the available area is utilized efficiently and without creating any clutter.

An ideal office interior design must be minimalist and make use of subtle colour schemes, without any loud and gaudy elements that cause distraction to work. The interiors should also have sufficient light, so that there is not a single dark place in the office.

Office system furniture nowadays is trendy and chic with a personal touch, which helps in raising the employees' spirits and develops a positive impression on customers. However, while picking office chairs and office desks, always give due importance to ergonomics so that the staff can stay fit.

You can choose 'green' furniture if you want to present an image of an environmentally conscious firm before customers. It is created from natural fabrics and recycled items, which will help your company work towards environmental conservation. Besides, you can install LED lights and low-energy bulbs to prevent excess energy consumption and thereby help preserve the environment.

It is always a sensible idea to hire an experienced office interior designer so that your office incorporates all the positive features of beauty, utility and safety that are essential for of an ideal office.

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Getting Started With Intellectual Property (IP) Registration

By Samuel Loggins

We may think that recording intellectual property (IP) ownership rights are fairly new event it is not. Even the Romans stamped bricks to show their sign of ownership. Trademark law is quite ancient dating back to the year 1266 in England. The old law known as the "bakers marking law" used to show the maker of a loaf of bread. Each baker would have their own registered mark.

Trademark law is now well established worldwide. Almost every single established business now has their own mark that uniquely defines their brand. Most people think that you have to legally register a mark to be able to use it but the opposite is true. You register a mark so that others cannot use it! When you register a trademark you gain the unique right to be the only one to use the mark or to control who can use it.

A trademark is a unique mark that permits clients to distinguish you without seeing your product or service. It is a unique part of your brand. Trials have shown that you can display just part of a well-known trademark and people know which brand it belongs to. This indicates the power of a good image and how the brain works at remembering such things. This is why it is important to legally protect important marks and words.

In most countries if you create something yourself you have the sole rights to use this. However if an idea is used by many people it very quickly becomes common property and cannot be registered. It is always best to legally register marks and ideas. Registration legally specifies the date of ownership beyond any sense of doubt. In some countries common law gives some protective cover but at the end of the day you have more protection if you hire trademark lawyers to protect important IP.

These days you can self-register a trademark but there are underlying dangers of doing this of course. Trademark attorneys of course know how to register and how to protect possession if the rights are abused. They know the full story of registration and protection. If you self-register you may get a cheap registration but you may have left a loop-hole for someone to misuse your rights later on.

Registration of trademarks can be done in one or more countries. Presently there is no such thing as a global trademark. You have to register in all the nations where you want protection.

Registration has become simpler over the recent years with the introduction of systems like the Madrid System of International Registration of Marks through the World Intellectual Property Organization, Geneva, Switzerland but global registration is still a boring and fairly costly process.

Of course the benefits of registering a trademark outweigh the costs and challenges. If you are focused about your business you should be looking at IP registration today.

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The Process Of Effective Giving

By Masami Sato

A new development is revolutionizing many lives in the hamlets of India by bringing brightness where there used to be blackness.

An article was published in The New York Times named, "Husk Power for India". Current, which is routinely available in the lives of most in industrialized nations, is an unimaginable luxury in out-of-the-way corners of emerging countries. What was once fodder for cattle is now used to produce current - rice husks.

Being brought up in the pastoral Bihar State, Manoj Sinha knew what it was like to be without light at night. Being an engineer with Intel Corporation he had all the competence to bring a lifelong idea to fruition. He led the creation of his power generation equipment from rice husks and other wastes from farms and now he sells power to rural areas across India.

Sinha is what could be called a social entrepreneur because he feels business is a solution to key social issues. "Business leaders must realise that the world's poor need investments more than handouts," he says, adding, "these are customers, not victims."

The article stimulated me to think about gifting in a different way prompting me to ask myself, "what is the most ideal form of giving?" Is it learning, business transaction or aid work? There are so many methods to make a difference. One way of gifting can appear to be more effectual or maintainable than other ways based on the way it is conveyed, seen or applied.

I then came to delineate there were eight segments to giving as a way to see this. So, let me chart out the eight differences; which in effect are often 'stages' of giving as well.

Stage one: Necessity - saving and helping others who are afflicted by natural catastrophe, contagious diseases or other unmanageable conditions.

Stage two: Reprieve - providing reprieve from long-standing malnutrition, penury, illnesses, handicaps or inequity which otherwise would prolong or get worsened because of the lack of perception, edification or resources.

Stage three: Remedying and defense - internally, bodily and psychologically. Many people carry injuries that may be invisible but could be severely confining their lives. Giving the remedy to release the buried trauma creates better facilities for them while giving proper protection gives them a sense of defense.

Stage four: Training - giving better training, knowledge and skill instruction to create empowered and practical solutions to resource creation while encouraging people to identify their singular talent to survive.

Phase five: Innovative investment - giving a helping hand, cash or material to those who have the ability to make a change. This gets weighed many times as the materials increase and is passed on to several others who again create more out of the chances given.

Phase six: Maintainability - working collectively involving the people in the local surroundings, creating maintainable society - ecologically and communally.

Stage seven: Empowerment - empowering and inspiring the people to unleash their true potential and motivation to make a difference. In this group of giving, the aim of giving changes from 'giving to the people who are in need' to 'giving people opportunity to give to others' and to the community.

Phase eight: Caring - just doing whatever we want to do to cherish and care for others. No tactic or expected result exists in this phase of giving. 'Giving' does not even exist here in the conventional sense of the word, as there is no sense of ownership or reasoning or yearning to alter anything. This is where we do not even have to worry about anything, we give as a part of our own delightful sense of being.

What we also perceive is that at each one of these eight stages of giving there are distinctive things that the donor gets back.

One: Sense of bonding

Two: Sense of contentment

Three: respite from hurt (our own)

Four: Gratitude for our own knowledge, skills and circumstances

Five: Long-term sense of contribution and satisfaction for our own life

Six: Better ambience for our own life and for the lives of others we treasure and revere

Seven: Soul rewarding stimulation and commitment to our own purpose

Eight: Love

Giving has many planes and understandings upon the basis of the giver and the beneficiary. And the 'levels' do not explain which one is higher than the other. All are imperative.

I was gifted with an experience early in 2008 while travelling with a group of dedicated entrepreneurs through India to see how we could be more effective in our giving. I was blessed to have one particular experience that made me think about what 'effective giving' really meant.

We were in a small town one day. Four of us had just called a taxi to take us to another town in the vicinities. We bargained with the driver with care as our hotel staff had told us beforehand that we could be duped since we were not local.

We stopped in front of the local train station for a short break on the way. While the others disappeared off to use the bathroom, I started a conversation with our taxi driver standing next to the taxi. With very limited English and a full smile exposing his blackened front teeth, he told me that he had a house on the outskirts of the town and he had a young wife and two children who went to the local school - I started to feel connected to him.

I congratulated him on having such a loving family and told him that I also had two children similar ages to his. When the others returned he spontaneously invited us to come to his house for lunch. I thought it was just a friendly courtesy he wanted to show at first. However, after dropping us off in the town centre, he insisted that he would wait for us until we finished our exploration in town. And he did. I was actually quite surprised to see him still waiting at the side of the road standing next to his taxi more than hour later. We jumped back into the taxi and he zoomed off up the road to where his family lived.

When we landed there we were quite surprised to see the way he was living. It was in fact quite similar (if not worse) to the existence of the slum dwellers we had visited before that. From the bright new taxi he was driving, who could have pictured this

As he drove into the narrow unsealed street between small houses that were made with roughcast concrete blocks and mud painted walls, we almost regretted about saying yes to his invite. For a brief moment I felt pangs of guilt. "How could I go to this man's home who didn't seem to have anything and I didn't even bring any food or gifts for his family", I thought.

As we went inside his house, we saw a vessel and a small stove on the floor. His timid young wife raised her head in surprise and withdrew into the small store room (a cupboard size) adjacent to it. As I took in the scene, I saw the neighbours residing next door giving her a few cups across the broken down concrete fence. The young couple did not even have sufficient teacups in their house. There was a single room fitted with one single bed and a pretty old galvanised box near it.

The taxi driver quickly pulled out three hand-woven rugs from the chest and rolled them out on the small patch of mud floor putting one on the bed.

Hot cups of tea came pretty fast and so did some snacks. His kids as well as all the little ones in the neighbourhood came to see us and stood around near the door. All six of us were totally wedged into the small room. I asked him with surprise where all his children slept. I thought they might be having another space somewhere. To my utter surprise, he pointed the chest and happily said that it was their sleeping space.

He cheerfully informed us that he was a dancing expert of the area and pointed at the medals displayed on the recess above his bed. Bent on showing us his dancing skills he at once ran outside. From some place music started coming into the tiny room. He has no arrangement for music in the house, it was flowing in from outside. I wondered where it came from till I saw him bringing his taxi in reverse to the back wall of his house with the doors open and music flowing in from the high volume car radio!

With his dancing and the cups of tea his wife produced, time moved quickly and it was soon time to thank them for their wonderful hospitality and proceed on our way. As we got up to leave and give our thanks to him and his wife, he took the best of the rugs he had, rolled it and gave it to us. It was practically one of the handfuls of good things he had. It was difficult to comprehend the enormity of the gesture.

We all courteously begged off his gift and moved out waving goodbye to all the people waving back at us. We got real baffled about the whole affair. Should we have paid them something as they surely had only too little money? Should we have consented to take the cherished gift he made us?

As I was thinking about this soul-lifting happening a few days afterwards, I was wondering about refusing his gift. He looked quite dejected that we didn't agree to take the gift. It wasn't only the fact of declining the gift that crossed my mind.

I realised that the sense of discomfort I felt was actually coming from perceiving him as less fortunate. I was thinking that I couldn't possibly take anything from someone who had so little.

But did he actually have modest means? Maybe he had other things - a lot more.

Maybe the perfect gift we could have given him then was to accept his gift in total surrender and gratefulness.

All acts of giving and receiving are necessary for us to fill our world with abundance and fulfillment equally for both giver and receiver. We can start doing this instead of judging and justifying one over another. The pure act of giving and receiving requires no further explanation.

Manoj Sinha's words resound in my mind once again, "these are customers, not victims." I can visualise the eager faces of the village people who are now thrilled to have current in their hamlets and their little ones who now can now read and write and learn even at night.

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Take Your Company Public Via OTCBB: Use Your Stock Like A Bank

By James Scott

Many entrepreneurs and executives want to move forward with the process of going public merely for the ability to raise capital through the sale of stock. They usually don't think of the strategies necessary to keep the momentum going such as how much equity to give up initially, how much equity to sell ongoing, how to capitalize off of the use of the securities as collateral for loans and lines of credit and so on.

One of the most profound strategies companies can use to retain company equity while capitalizing off of their public entity is to put up portions of their securities as temporary collateral for loans and to use securities to grow through acquisition of strategic alliances.

Stock should be looked at as cash and designated for appropriate purchasing strategies. Stock monetized through collateralized lending can work wonders as long as the exit strategy is in place and secure. Your attorney should be well versed in this activity and audit the contract for convertible aspects which could strip the transaction of its advantageous nature.

Debt that converts to equity means giving up a huge bartering chip for future transactions. Don't give up equity unless you have to. There are scores of companies that will lend against your securities without having to give up long term equity. Use this strategy wisely and you'll never have a problem getting capital.

Also, using stock to purchase strategic partners is more relevant now than ever. Purchasing a company with stock that can be monetized over time is an incredible way to grow through acquisition. Going public on the OTCBB is a quick and easy way to start using the countless capabilities for capitalization with a public entity. Going public simply to raise capital with your market maker or broker dealer would be selling yourself short. Take advantage of the countless ways your securities can work for you.

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Be A Dynamic Student

By Dr Jay Polmar

BE DYNAMIC THROUGH SPEED READING is an amazing course that you teach to yourself. It comes with audios, software, and course manuals to teach you to build reading speed, comprehension, concentration and focus. And also stimulate long-term memory.

Another factor is photographic or tape-recorder memories. You have the potential to remember everything you have ever seen or heard, even if you weren't paying attention to what was said. Your brain/mind, like a computer, stores all memories.

As you start to learn the various methods used in the BE DYNAMIC THROUGH SPEED READING, you'll notice learning skills improving quickly! It is techniques repeated over and over, with visualization and various other added methods that will help you achieve the results you desire and be the best you can possibly be.

You'll become a better student, employee, communicator, and decision maker in your life. And only one of your benefits will be that you will cut reading time on reports, memos, correspondence, newspapers, novels, non-fiction, magazine, etc. You will save time, and more time to enjoy life.

If you didn't know this, let me clue you in to the reality that writers get paid by the word in articles and by % of gross sales (royalties) in book publishing. The thicker the book the higher the price and the higher the royalty. Writers are unnecessary verbose. This means is there are many words within sentences that are just there as fillers; what you have to learn to do, through the Be Dynamic Through Speed Reading program, is only read the words that are essential.

Dr. Jay Polmar created the "Be Dynamic Through Speed Reading" program to share these valuable tools with students to help them get the most out of their reading experience. In the past two years he has worked with other educators to bring students the Perfect Learning System (www.perfectlearningsystems.com) which includes Be Dynamic, mind mapping comprehension and memory supports, plus special speed reading software developed to match the Perfect Learning System.

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Wood Cabinets: Time To Refinish

By Benedict Perez

Your kitchen or bathroom cabinets are becoming obsolete? Or do you want to update your cabinets? If yes then read on. In this article we will discuss some of the cabinets which you can use to refinish your old cabinets. It is not important that you replace your cabinets. You can also refinish it. It will also cost you less and refinishing will also give your cabinet a new look. You can take the help of refinishing experts to do this.

Make sure, when you decide to change your cabinets it is important that you get all the desired information. Get information about the wood and the finish. Also check the type of services available for restoring. Here is the description of some of the wood cabinets.

Cherry furniture contains uniform patterns. It is hard wood and is commonly used for cabinets and other furniture. Its default color is pinkish brown and the other shades that come in this wood are shades in white, yellow, green, pink and gray. The cherry wood is basically identified in mineral streaks, spots of gum and bits of pinholes. The wood color becomes more dark and beautiful as time passes. This happens due to excess exposure to sunlight and artificial lights.

Maple wood is famous for its hardness. It is shock resistant and is used in hardwood floors, bowling alleys and other places where hard wood is required. Shades in this wood are of white which also comes in natural white color, Colors from light red brown heartwood to white colored sap wood.

Hickory is also hard wood and is shock resistant. It has beautiful finished condition and streaks which gives a fresh look to the cabinets. It has colors ranging from white to chocolate brown.

Oak wood is the most common wood used for manufacturing of cabinets and other furniture. It is hard and shock and stain resistant. You will find various colors ranging from salmon pink to dirty white.

Birch wood is best known to face any type of shock. Its texture is totally even with fine grain and white or yellowish color. You can identify it as small pin knots or shiny blur wood. You can opt for different type of paints, stains and polishes. Also the price is extremely low. Normally birch wood was used in old times. Because of its beauty it is still famously preferred.

You can opt for much other type of woods but you must have knowledge about all the type of woods before buying it. If you like one wood and design of another wood then you can consult your refinisher expert and he can blend the two in one cabinet. It is also possible that like this you can get best prices.

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How To Find a Consultant To Take Your Company Public

By James Scott

So many companies dream of going public to raise massive amounts of capital, as set up for an exit strategy, to make acquisitions with stock and for many other reasons. While your intentions may be pure and with genuine motives, you're entering shark infested waters of boiler rooms, crooked attorneys and underbelly consultants who have made careers off of taking well intentioned executives just like you for a 24 month rollercoaster ride while they take every penny you have as your company shrivels up like week old road kill.

Just and honest consultants in the 'public offering' industry are as rare as the illusive white elephant. This industry exists in a cesspool surrounded by rose gardens; from afar it looks amazing and an image of a dreamland but get up and close and the sludge and odor are enough to make you run and hide. So what do you look for in a consultant? The best consulting firms are the 'boutique firms' with minimal overhead that keep a low profile and are made up of 3 or 4 'partner' consultants.

These firms typically have the experience of working with the large consulting groups but for one reason or another have decided to leave and go out on their own. The great thing is, these small groups typically have massive contacts and process your entire public offering in-house. Offering a complete turn-key solution that is managed in-house offers a huge advantage because there is accountability and you can actually build a relationship with the people that are making your dream of a public offering come true.

These 'boutique' consultants will usually stay onboard as growth consultants for the life of the company in exchange for modest fees and a pre-IPO or pre-OTCBB equity position. The large firms will hack you out at the knees and gouge you with fees while they take massive amounts of equity in your company which takes away your bartering chip when you need to offer more stock to the public to raise capital.

The small firms will also work one on one with you to show you how to use your stock to grow through acquisition and other nifty ways to use stock to grow. Seek out the boutique consulting firm and save the attorney for spot audits. Hold on to your cash. Why pay outrageous fees to lawyers when you can pay 60% less with a small consulting firm that will add all the bells and whistles for free and actually get your stock trading, usually in half the time?

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Tank Less Water Heaters- A Better Alternative To Traditional Water Heaters

By Scott Rodgers

Is your tank storage water heater consumes more energy? Then, one of the best way to save money and energy is to install a tank less hot water heater in your home. These dominate the old conventional heaters because they don't require a storage tank and provides you hot water when you actually need that. This property makes them instant- on water heaters.

Moreover tank less water heaters have lot many advantages over the conventional means. The tank less water heater supply hot water only when it is required. In this way it saves a lot of energy since the heater is not running all the time.

Such on demand water heaters are much more energy efficient as compared to storage tank type water heaters. Also, the lifespan of tank less heaters is about 20 years which is nearly twice of their counterparts.

Their easy installation and virtually no maintenance makes it the more suitable option. Not only this, the system consumes a very little space as they can be mounted on walls.

Conventional heating unit heats up the complete water tank at once without ensuring how much you want. This problem is overcome by tank less water heaters that provides you hot water as soon as you turn on the tap and stop as you shut down the tap. The water gets heated up due to the presence of copper and brass rods.

The most basic units consists of an electric or a gas burner surrounded by flowing water. So, you have basically two types of tank less water heaters. Electric water heaters consists of two heating elements, one at the top and the other at the bottom side. These are connected to the thermostats. Electric water heaters are very small and elegant. They are capable of supplying cold water as well. Moreover it consists of two to four level of temperature control.

Very commonly used are the gas water heaters since these are less expensive as compared to other heating devices. As soon as you turn on the hot water tap, cold water is pushed into the heater which brings it into the set mode. And this is how gas heater provides you hot water instantly.

So, tank less water heaters provide you the economical and environmental way to carry out all the household activities. But the right way of installing the unit is very necessary and should take the help from the experts. Wrong way of installing may lead to greater risks.

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NFL Preseason Handicapping Basics

By Ross Everett

Among the sports betting public there's a lot of conflicting opinions about betting NFL preseason games. That's not really surprising, since there doesn't seem to be much middle ground on the subject. Overly cautious handicappers would argue that preseason football is a poor wagering opportunity. Some of the more obnoxious tout services would have you believe that short of a fixed game there is no greater "lock" that preseason football. Like most things that produce such polarized opinions, the truth is probably somewhere in the middle of the two extremes. Preseason NFL football is a unique proposition for the sports gambler, but when approached with caution, discipline and knowledge it can yield some profit.

The opponent of preseason wagering would suggest that its a bad wagering opportunity by its very nature alone--simply stated, the games don't count meaning that the motivation and focus of individual teams is always in question. It's hard enough to identify teams that are in a desirable 'spot' during the regular season, the often conflicting agendas of personnel evaluation, playbook testing, and injury prevention found in the preseason makes it impossible. All told, this uncertainty makes it very undesirable to get financially involved with preseason NFL games.

But like the old saying goes "every dark cloud has a silver lining". And the divergent agendas at play in preseason football can be seen as precisely why it is a good wagering opportunity. For example, say the Superbowl champion Pittsburgh Steelers are set to play an 'also ran' team like the Houston Texans. By regular season standards, the Steelers would almost certainly be favored. In the preseason, however, they'll often have a different agenda for the individual game. A "better" team has more concern about protecting key players. and usually has fewer personnel decisions to deal with. They don't need to worry about implementing coaching changes, or creating 'team chemistry'. As a result, 'better' teams frequently approach preseason games as a mere annoyance.

On the other hand, consider the 'lesser' team in a preseason matchup. They often have a number of key starting positions they need to fill, along with backup positions up for grabs. They may have new coaching staffs that players want to impress, new offensive or defensive schemes to implement. Most significantly, 'lesser' teams often view the preseason as an opportunity to build team chemistry or create a winning attitude. A team trying to rebuild can benefit from winning *any* games, regardless of whether or not they count in the standings. For a league doormat, a win over an elite level opponent can serve as a rare highlight of a losing season.

Even teams that put a low priority on preseason games don't want to lose them all. For this reason, a longterm winning situation has been to bet on teams that lose their first two preseason games outright. Over the past twenty years, 0-2 teams in this spot have produced a winning percentage right around 60%.

The philosophy of a NFL head coach is arguably the single most important factor contributing to preseason success. Some coaches always want to win, even if the games don't count in the standings. Other coaches place a much greater importance on evaluating personnel and giving backups playing time they won't have the opportunity to get during the regular season. The coaches that have a strong desire to win in the preseason often result in their team's pointspreads being inflated somewhat, but a motivated team is always worth consideration for a wager.

The smart preseason handicapper makes use of the Internet, and more specifically uses it to follow the local sports media of NFL teams. During NFL preseasons, teams' beat writers are anxious to write stories and need to fill articles but have little in the way of "real" news to write about. As a result, a handicapper can frequently find valuable details like a coach's goals for the game, playing time for key players, and specific strategies that will be implemented. Occasionally, coaches will come out and say that they're more interested in evaluating certain players for certain positions than they are in the outcome of the game. A thorough evaluation of this type of media coverage can often produce not only teams to play "on", but teams with priorities other than winning to play "against".

In conclusion, there are certainly strong opportunities for profit in NFL preseason wagering but its essential to understand that it cannot be approached in the same manner as the regular season. And, as always, its important to remember that there will be more strong opportunities down the road and that discipline and rigor in handicapping is just as crucial in the preseason NFL as it is at any other time of the year.

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Executive Job Search Tips - How To Navigate The Job Fair For Executive Level Jobs

By Jason Lee

Attending job fairs is always the best way to go about mastering them. Before going to any expo in town it is necessary for you to prepare yourself. Many job fairs have set of similar, basic elements or processes in which attention is required. The most important in this is distribution of your resume and your ability to network with companies employees on the spot.

Only having technical skills such as Microsoft Excel, PowerPoint, and Word does not qualify you to work for an organization. For fulfilling company's objectives teamwork is necessary. At job fairs, recruiters thus want to see if you are capable of normal social interaction and if they could work with you for five days a week in a professional environment. They basically judge your social skills over there.

Researching companies in advance will be helpful for you to increase the interaction capability with representatives. You want to give an impression on the company by asking relevant questions and you don't want to sound that you are not aware what you getting. Information can be collected through finding official websites, Googling the name of the company, or linking from job-fair websites (such as www.jobconcierge.com's job-fair page: http://www.jobconcierge.com/job-fairs) which may be used by you for finding job fair in the first place.

Once you have finished speaking with each company, you should not forget to pick up business cards before leaving. On the back of the business cards and immediately after each event (perhaps in your car or once you've arrived home), take notes about personal and professional details that you learned about each recruiter. It will be difficult to remember what you talked about after two or three days go by. You will want to use the cards and notes later for follow-up letters or name-referencing in future interviews. For job search advice and follow up letters advice, be sure to check out the JobConcierge's Best Job Search Advice on the Internet (http://www.jobconcierge.com/best-job-search-advice)

Finally, once you have left the career fair and taken your notes, be sure to send thank-you letters to the representatives with whom you spoke. They will serve as another signal that you are interested in working for the company. You can let them know that you appreciate their time and are enthusiastic about the opportunity to work for them in the future. The thank-you letter should not be sent any later than 48 hours after your interaction with the representative. It is a common and professional courtesy that is generally expected of all serious fair-goers. So whether you're looking for advice on general job advice, job fair advice, or thank you and follow up letters advice, JobConcierge's free job search advice is the right place comes to start your executive job search. With any luck, those good impressions-combined with a strong, targeted resume-will convert your job-fair effort into a new career.

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Packers Blank Woeful Lions

By Ross Everett

The Green Bay Packers didn't do a good job protecting their quarterback last Sunday, but against the lowly Detroit Lions it didn't really matter. Packers' QB Aaron Rodgers was sacked five times, but Green Bay used a big first half offensive outburst to coast to a 26-0 NFL victory over the Detroit Lions. Rodgers threw two first half touchdown passes which was complimented by four Mason Crosby field goals as Green Bay improved to 3-2 on the season. The Lions slumped to 1-5 with the loss.

NFL football betting enthusiasts who backed the Packers as -14 home dogs easily cashed their tickets with Green Bay's third pointspread cover in five games. Detroit slipped to 2-4 against the spread. The 26 points scored went UNDER the posted total of 48'. Green Bay has gone UNDER in two of their five games this season, while Detroit evened their NFL totals record at 3-3.

In the victory, Packers' receiver Donald Driver passed Sterling Sharpe for first place on the franchise reception list. Sharpe finished his career with 596 receptions, Driver now has 602. After the game, he talked about the accomplishment:

"It couldn't it come in a better place -- at home in front of the fans I've played in front of for so many years. It feels good. Now I just have to wait on Sterling to call me and congratulate me."

Despite the convincing victory, cornerback Tramon Williams wasn't happy with the relatively narrow margin:

"It feels like a 50 to zero game, but we didn't quite get there. I felt we should've put more points on the board."

For the Lions, their quarterback woes continued. Matthew Stafford is already out indefinitely with an injured knee, and against Green Bay backup Daunte Cullpepper injured his hamstring in the third quarter and was replaced by the Lions' third string quarterback Drew Stanton. Cullpepper is now listed as 'questionable' on the official NFL injury report. After the game, he talked about Detroit's lack of offense:

"It's very disappointing, very frustrating. It's embarrassing to me not to be able to move it on the field and get points on the board. We've got to figure out a way to do that, simple as that."

The Packers will play on the road this Sunday, heading to Cleveland to face the Browns. Green Bay will host the Minnesota Vikings the following Sunday followed by a trip to Tampa Bay on November 8. Detroit has a bye this weekend and will return to action as they host the St. Louis Rams on November 1. They'll play their next two on the road, with games in Seattle and Minnesota.

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How To Prepare For Job Interviews For Executive Job Openings

By Jason Lee

Consulting firms generally include case questions in their interviews. In these questions you are asked to think through some "real-world" questions, usually one with which you're totally unfamiliar! You should approach these to demonstrate your problem solving opportunities. They also try to pressurize you usually through silence or confrontational questions, to see how you react. Answer pleasantly and calmly, ignoring the provocation.

If you have questions, be sure to ask the recruiter or headhunter prior to the second interview who had set up the arrangement. It generally is a daylong series of discussions with potential supervisors, co-workers and other managers or department heads. In disciplines like education, you may be asked to bring a portfolio or to prepare and deliver a class while being observed by other professionals. Some organizations also administer tests or give tours. The JobConcierge Best Executive Recruiters list is a free list of recruiters and headhunters who help anyone find jobs, including executive jobs and executive level jobs.

Treat each successive interview as if it were your first. Maintain your enthusiasm with each new person you meet. When you arrange the visit, make sure that you understand who will pay for travel arrangements, how they are to be made, and what records you need for reimbursement. A group may interview you. If possible, learn the name and title of each member of the group before the interview. This will allow you to know with what orientation or area of interest each person approaches the meeting. It is best to know this in advance of the interview day. Handle this situation in much the same way as if there were only one interviewer, taking care to direct your answers toward each person in the group.

Occasionally, second interviews include group interviews in which several applicants for the same position are presented with a problem to solve or subject to discuss as a group. The interviewer merely observe. In this case, keep in mind that you are being evaluated in terms of how you interact with the other members of your group. Recognize that you will be visiting a working organization and the people you see may not be able to devote exclusive attention to you. Don't take it personally if an interviewer takes a call; pick up the thread of the conversation when the interviewer is free again. On-site interviews often include meals. Follow your hosts' lead, both in ordering and in deciding whether to talk about work-related or casual topics. These meals are part of an evaluative process, whether or not they appear informal.

Close the interview with the same enthusiastic and energetic style with which you approached it. Send a thank-you note following each interview. Be aware of signals that indicate that the interview is over. An interviewer may stand or express appreciation for your time. This is your clue to close the interview. Express your enthusiasm for the organization and, if you are interested in the position, ask the interviewer when a decision will be made and when you may call. Maintain eye contact and return a firm handshake if a hand is extended. JobConcierge collected some of the best job search advice on cover letter tips, career change advice, networking advice, video resume tips and ranked the best articles on the executive job search website.

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Discovering More About Spyware Removal So That You Can Protect Your Family

By Susan Reynolds

Keeping safe in this world is not the easiest thing to do anymore. These days, you will find that you have to adopt a whole load of different types of security to make sure that your family is safe from the baddies out there. Take for instance the computer that you work with everyday, or the computer that you are on right now, do you have a reliable spyware removal software installed?

When we think of our family's safety the first thing that we all think about is alarms system, guns and maybe even self defense as in martial arts. This is because most of us think of threats being in the physical world, this is a huge mistake, especially if you have teenage children, and children of any age in fact, working on a PC in your home.

You have to find the top antivirus software with built in spyware removal so that you do not become a victim of identity theft. When you clean out your system you will have to perform different kinds of spyware removal to ensure that your computer is totally free of viruses, malware, and spyware.

These programs can be downloaded for free, but you will have to be careful because some of these free programs actually install spyware on your computer instead of removing it. You will find that most of the best ones are ones you have to pay for, so you should do your research.

When you find the best software for removing spyware from your computer you can always use it to make sure that your system is free from viruses and spyware. It is easy to contract spyware from emails and web pages that you visit, so you should always read the terms and conditions before you fill out any forms on websites because it will normally tell you there what information is being stored.

With the number of different websites that there on the internet, many of them are out to get your personal details and use it against you. You can prevent this by not only removing the spyware with a special program, but by cleaning your internet registry. This will prevent people from getting hold your user names and passwords if you happen to get a virus on your computer.

For spyware, you will find that a normal antivirus program will not work; you do need a special program called anti spyware in order to keep your information safe, so that you can browse with absolute piece of mind.

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Get That Lasting Impression With Name Card

By Jason Chan

A name card should always be celeverly designed, keeping in mind that it should catch attention, develop a recall and also make the company trustworthy.

A name card should be visually appealing, and product images, logos, or vivid graphics can all be used to attain that. The prospect of the person getting back to you increases if the name card consists of a good amount of information. Name card printing should be entrusted to a well known printer who understands the subtleties of the job.

After you are done with name card printing, you should hand out your name cards to as many people as possible to make your company popular. They can be given away at conventions, seminars, workshops, and at other such points of contact between you and your likely customers or partners.

Companies often make a name card serve many aims which further increases its utility. It can act as a name card-cum-coupon by which the receiver can avail a discount, a gift, or a free consultation. This use can contribute towards increasing the demand of your products or services. The customers are usually impressed with the original use that the organization is making of the card, and the prizes draws them in, giving you a chance to clinch a sale. Another way to make the name card serve multiple objectives is to add a line of instruction during name card printing on how to use the organization's most popular product. Intriguing information about the kind of products the company offers, can also be included during name card printing.

The important thing is that you should never hesitate in giving away a name card as every single time you do that, you are paving the way for a strong relationship with a potential customer.

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How To Use Flyers For Smarter Promotion

By Norman Bach

As if tight budgets were not enough, smaller companies now have to do an even tougher tightrope walk due to the onset of global recession. It is important for them to utilize the available resources in a way which gives them maximum value for their money. Adopting marketing options that are within the means and yet competitive is a good solution for such companies, and herein lies the utility of flyer printing.

It would surely be giving you sleepless nights if you have to pump in your hard-earned money on costly marketing plans, when all you want to advertise is a small company like a restaurant or a garment store. Moreover, such methods are often not even appropriate for a local business.

Flyer printing is not only cheap compared to other forms of advertising but also is very effective in generating public awareness and good opinion about your organization. The sheer appeal of flyers makes them ideal for promoting products and services, and aids in fast brand recall among the target audience.

Some essential components of flyer printing must be kept in mind before you launch this initiative. The paper should have an optimum thickness. The final design version of the flyer should be checked thoroughly so that mistakes do not creep in. Your company loses credibility if your flyer displays visible mistakes in spellings, grammar or the message. Colour choice is also a vital area, as it ensures that the flyer is neither too pale nor too gaudy. The flyer should only use images that go with the theme and have a high enough resolution for printing.

It is important for local businesses to try out flyer printing and see the results for themselves. It is a smart marketing strategy. It is cost effective and lesser effort intensive, and the savings on this account will come to good use in steering your organization through these tough times.

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Tips On How To Have A Successful Wedding Photography

By Brina Anderson

Aside from the person who actually conducts your wedding ceremony, the wedding photographer is possibly the most critical element of your wedding. The photographer is the one who will be recording your special day and striving to capture all the memories on film. It is very important that you check first the work of different photographers so you will be able to choose the best one whose style and vision matches what you wish to have on your wedding day.

In order for a smooth running photo session, following are some tips:

1. Write down all the shots you hope to get. Specify exactly what you want. List exactly who should be in the pictures at specific times and places. It is necessary to determine the amount of coverage you prefer as well. The wedding day can be divided into four photographic sessions which are: the pre-wedding photos, the ceremony, the organized set shots or location shoot, and the reception.

2. Tell them what you want! Instruct people where to go and when to be at the photo shoot. Notify them in advance about what to wear, where they need to be, and when they need to be there.

3. Ensure that the wedding photographer comprehends all your requirements which should be agreed to in writing and signed by both parties.

4. Respect the process. Your wedding day is your special day. However, if you are feeling stressed, try to put yourself in the photographer's shoes as he tries to assemble all the necessary people and elements for a photo. Members of the bridal party, friends, relatives, family members -- everyone mingling, chatting and getting in the way.

Adherence to the preceding outline will allow you to relax while ensuring everything happens as it should. You can make certain that the ceremony begins with no delay and that everybody arrives at the reception with plenty of food to go around. Treat the wedding photographer well, as he has the responsibility for recording your day, and you will like the results.

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Posters And Flyers: Your Style, Your Business, Your Choice

By Aaron Kato

Apart from using traditional promotional techniques such as newspaper, television, and online advertising, you can decide to enhance your company's exposure by printing posters and flyers to promote your company.

This technique is quite effective because it proves to be more compelling and direct in approaching prospective customers. Here are some of the key advantages of advertising through flyers and posters.

High exposure - The printed ad might be seen by more consumers but very few of them will be inspired to come to your shop. In contrast, giving out flyers and putting up posters in your locality would directly lead to a growth in your business owing to focused publicity of your store.

Instant results - Unlike print ads and other traditional forms of promotion, flyers and posters can be designed and printed in a matter of days, and the results from the same are quick and can be easily monitored. You can almost instantly notice the difference in the number of customers walking into your shop after being handed a flyer advertising it or after catching sight of a stimulating poster.

Low cost - It is less expensive to print poster and flyers and their designing is quite uncomplicated as well. All that is needed is that the end result is attractive and contains relevant bits of information for prospective customers. In addition, any good printing company will incorporate your thoughts in poster and flyer printing, and you would not have to spend money on getting them designed from experts. Moreover, it is cheaper to pull out from a low-performing flyer or poster campaign than it is from many other marketing campaigns.

Flexibility - Promotional campaigns utilizing flyers and posters can be customized to meet your needs. For instance, if you would like to start a guerrilla promotional drive, then putting up big and stimulating posters at unanticipated spots is an effective strategy. Likewise, short-term discounts can be advertised without difficulty by giving away flyers that could also act as rebate coupons. In addition to this, you can print several kinds of posters and flyers for the same campaign that is normally tough to do in other media.

Thus, by opting for poster and flyer printing, you can give a quick and effective boost to your business, without having to undergo a lot of trouble. Carrying out such a campaign is not a tough job either and any expert printing company can offer end to end services in this respect.

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Collar Pins - Cost-Effective Marketing Tools

By Kyle Price

Giving a corporate gift is a step towards creating brand awareness and is an essential part of any company strategy. Judicious selection of the gift is important, considering the fact that a corporate gift has diverse roles to play in an organization's performance.

Collar Pins, by virtue of their variety in terms of colour and design, apart from being appealing, fit the bill perfectly. New design technologies in collar pins further enhance the usefulness of these pins as they can even have a company's name imprinted on them. They can also bear the company's symbol and can be casted during manufacture to resemble a specific product.

It is their mind boggling range that makes collar pins sought after as a corporate gift for both employees and customers. While the employees feel a belonging to their organization, the clients feel a sense of belongingness too and relish collar pins as corporate gifts, therefore they help in keeping the clients devoted to the company.

Price is an important aspect while selecting a corporate gift. The basic value of collar pins as effective gift items is much higher than their cost, thus any investment on them is always beneficial. Their usefulness makes them popular among the beneficiaries and unlike many other gifts that are mere showpieces adorning desks at workplaces, collar pins are carried everywhere. Collar pins are often worn by employees, and their greater use ensures higher visibility and awareness of the brand among the public.

But before using collar pins as corporate gifts, organizations must not fail to consider some vital factors. Most importantly, they should be sturdy enough to endure daily use.

The design of collar pins must be such that the owner is convinced to wear them in the public to make an impression. Excess of colours and absence of symmetry in design of the pin might have an adverse effect on people, and hence they must be done away with. In addition, the practicality of use must rate high in priority at the time of designing collar pins as corporate gifts.

Corporate gifts are good promotion mediums as they make sure of greater brand visibility when a beneficiary uses them in the public. Collar pins perfectly fit such needs. They are a reliable promotion medium and have been successfully used by organizations for ages. Companies which have never used collar pins as corporate gifts must do so soon, or else they will lose out on a chance of employing a great marketing tool.

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Investor Mind Control: Is It For Real?

By James Scott

Discovering the 'thumbscrews' of investors is crucial to getting them to take action. In over a decade of dealing with global investors there are several elements that I've discovered to be universal truths about the mind of the private investor (angel investor, accredited investor).

When talking to an investor for the first time, it's more important to listen than to speak. It's more important to ask questions than answer them. It's more important to discover their needs and wants than to exclaim your own. Your first conversation with an investor should be all about piercing the armor and finding the trigger points that prompt a reaction that gets to the center of their 'childlike' state.

What I mean by this is, investors, just like anyone else, has insecurities that are rooted in their childhood and what they are outwardly today, is typically a polar opposite of what they are on the inside. For example, an arrogant, chest beater seems proud and obnoxious on the outside but the reality is that they are over compensating for an insecurity that is rooted in an individual or collection of childhood incidents.

Maybe they were made fun of as a child, maybe they're father was verbally abusive, maybe their teachers would single them out in class opening them up to playground mockery. When talking to these individuals it's important to listen to their voice and intonation when the conversation topic changes. Take notes on their psychological adjustments to the conversation. After you feel you have discovered the triggers that induce the 'pleasurable' responses, end the call, and set your second phone appointment with them.

On that second call, you want to have your conversation ready to go using the triggers you found in the first conversation. Play off of those insecurities that you found, become their best friend without being chummy but it is your mission on this call to be the "guy that understand me" to the investor. You want the overall tone of this conversation to have the response from your target along the theme of, "wow, this guy gets me" , "I can see investing in this company".

By using this method and not coming across as 'fake', you have become an investment opportunity and a shrink all rolled into one. You want to be the one person that this investor can lower his guard to because everything he says, you seem to be the one person who understands him at his deepest level. You seem to naturally be tuned into his insecurities, emotions, needs and wants. Sound strange? Try this out on the next investor you talk to, I guaranty you will be shocked with the results.

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Offering Memorandum Basics: A Must Read If You Are Raising Capital

By James Scott

Are you a business owner raising capital with a Regulation D Rule exemption (504, 505 or 506) also referred to as a Private Placement Memorandum, PPM or Offering Memorandum? If you are using this mechanism to raise capital then you'll, no doubt, have to have a solid comprehension of the most distinct and important part of the Private Placement Memorandum referred to as the 'Offering Circular'.

When your consultant or attorney is asking you for details on everything from business location to management, from dividends to risk details, you need to make sure that this information is complete and accurate. You'll need to audit the documents after they are completed. A solid Offering Circular has kept countless companies from being sued by investors that didn't get the investment return they were anticipating.

While the business plan is meant to grab the initial attention of the investor or funding source, the Offering Memorandum is meant to spell out the down and dirty details of the venture so that you are protected from lawsuits down the road, while simultaneously exposing the various ins and outs of your venture to give a 'reality check' to the investor before they hand over the cash.

The offering circular needs to be powerful yet very compact without the redundancies of using space to say the same things over and over again to pull the investors attention from the negative to the potential profit margins or management's impressive pedigree. With all this said, yes it's true the offering circular is one of the parts of a PPM spells out the technical aspects of the enterprise with a focus on inherent risk of investing but this can be done in a balanced way to also demonstrate the positive aspects of your venture by giving solid descriptions of your management team and, in place, distribution centers and contracts in place ready for capitalization.

When authoring the offering circular demonstrate the risks with a well balanced demonstration of the system in place to overcome these risks and dominate your market niche.

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2012 - Don't Be Afraid. Prepare!

By Dr. Jay Polmar

The big hullabaloo from Roland Emmerich's film 2012, and all the disaster films we've been seeing for the last 50-60 years or so is scaring the heck out of viewers. So badly are they scared of the end that they are watching the same movies of disaster, over and over, with different actors, different titles, and different producers - all aimed to scare you and empty your pockets.

Do you think the world is coming to an end? The World Isn't Coming To An End, it's just Hollywood, trying to make a buck.

Let's get real. Let's discuss some of the pin-point targets:

1. Rumor: The World Will End With Planetary Alignment and the repositioning of the Earth along the Galactic Equator .... they are nuts! The phenomena of placement of the stars and galaxies in space is not new. These things have occurred before, and it wasn't the end of the world. Actually, the date predicted, Winter Solstice, 2012 is not as significant as other astronomical phenomena happening before this. This is just fear-mongering of the formerly unemployed ' of the world writers' with nothing better to do than create movies to scare the bejesus out of little kids.

2. The Mayan Prophesy says the world is coming to an end. There is no known prophesy that the world is coming to an End and whoever said that should know that it can't be. The records of the Maya civilization were effectively destroyed, like all other Meso-American histories by the Conquering Spanish, and what was kept - was kept in secret archives to keep the truth away from the public because it would destroy the Catholic Church. The evidence indicated that the majority of the Meso-American population was, in fact, the lost tribes of Israel. This was written by Franciscan Monks at the time of the invasion, and British and other archeologists later. The actual Mayan Prophesy was simple - 'Live naturally, in natural time, or your biosphere (Earth - our mother ship) would not survive. We'll we did it. No lying about that. For the past umpteen years, we have been just like conquerors, raping, murdering, and killing mother earth. OOPS! I didn't do it - you didn't do it - the politicians allowed it - all for greed. Oil, Gold, Silver - rape the earth suffers the consequences. The end date of the Mayan Calendar had nothing to do with the end of the planet, it had to do with the end of an era.

2a. It's important to note that when the Earth was first inhabited there was something of a 3 degree axis tilt and the planet was green, and water blue, and life was abundant. What by the name of God have we done to our mother?

2b. We're at 23 degree wobble now. Yes, something is happening, changes are occurring, but it's not the end. It scares people to think that changes are coming - people fear change. CHANGE IS GOOD!

2c. People will die. Yes, we've burned fossil fuels, destroyed our air, cut down our forests, created deserts where there were none before and previously the planet cleansed itself with great floods. People are dying, we are more aware since Hurricane Katrina, that things are not right due to global warming, and Tsunamis, great floods, and thousands more deaths in countries where floods were a rarity.

2d. Species are dying. Faster than ever before species are disappearing. One indication that might be considered, or two, are the frog population which began disappearing a few years back, and the bees. We are impacting nature and we don't step lightly - our footprint is huge and visible, and we are destroying all of life without mistreatment of our mother.

2e. Now there are more diseases, more horrible, more incurable - a sick society and planet produce all forms of diseases.

3. It's obviously human nature - It's obvious that the nature of the human being is to conquer. The continuous development of warfare, atomic, and nuclear weaponry is solely aimed at the destruction of mankind and hurting the planet. Previously, we had been the only big bully playing with nukes, now every schoolyard bully has them and someone is likely to play war games just to demonstrate my 'rocket' is bigger than your 'rocket'.

3a. The Belief in Ancient Religions - I must mention this, because this is the greatest manipulation of human beings' behavior on Earth. Sorry, priests, ministers, rabbis, I honor you all for what you know, but your DOGMA is not helping the situation. Each one of you has chosen an individual branch as path of the Tree of Life, and none of you are on the Expressway to God. Please stop telling your people they are sinners - as men of God, many of you have been caught with your own pants down around your ankles and some honey taking some money for some SINFUL and LUSTFUL experience you needed to have. You dirty old sinner you. It may not have been you, but we all know of whom I speak. I am not judging you - just stop judging others and stop playing the blame game which results in guilt. As you know - guilt has absolutely no survival value, it is responsible for many illnesses that do not resolve and result in death. Stop guilting others, or ...

3b. Humans Mistreat Each Other, Animals, Plants, and Mother Earth Too - imagine all the drilling, the cutting of trees, the burning of fields, everything normal and beautiful of earth destroyed by greed to steal the resources and be billionaires, all at the cost of our mother. Imagine our planet as a great big fluffy dog, filled with life. And the dog feels the burring of something drilling into it - just like a flea. And another, burning like burning the trees - the dog begins to scratch and shake fiercely and the fleas fall off. You got a parachute for when this happens to us?

4. The Mayan Calendar is Ending - Interestingly enough does end on the Winter Solstice, 2012. Why? Not because it's the end of the world - it's just the end of the 5th Cycle of Life on the Planet. The 6th Cycle that begins immediately thereafter and is called the Age of Enlightenment. It's sounds like an exciting time to be alive - so get prepared!

WELCOME - this is reality.

Many of us will fall off, many of us will die. Those who are not prepared, and those who think they are better or more greater, more important or more powerful than Mother Earth that we live on, will suffer.

Richard Branson is really making his fleet of Intergalactic Space ships to take the rich and wealthy off the planet, just like Roland Emmerich has set of Arks in his movie. Branson's ticket price is much cheaper.

I'D RATHER STAY HERE ON EARTH

In 1987, the Harmonic Convergence, as written about by Dr. Jose Arguelles, and my participation in it - by travels through endless ruins, culminating at the El Tule Tree in Oaxaca in Mexico, spoke the prophesy that we had 25 years left of life as we knew it. We must return to natural, non-destructive living. We blew it!

The cards are on the table. Disasters are not caused by nature but by those politicians who paid no heed to the warnings 20-30 years ago. Politicians refused to grant health to the planet at Kyoto and the disastrous earth changes continued. Want someone to blame - Blame George W. Bush!

What can the scenario possibly be -- to cause the end of life as we know it? Who knows, asteroids, meteorites, some crazy Anti-Semitic Iranian ex-president who stole the presidency from the people in order to try to wipe out the State of Israel, some angry Korean president who is dying because of his anger at the United States over a 60 year old situation, or errors by our own major powers in their thinking that nuclear energy is stable enough to survive what our earth going through with hurricanes, tsunamis, typhoons, earthquakes, and worse. All the time our earth, which I'd like to assimilate it to be life this this big furry yellow dog who it tired of all the baggage she's carrying and begins shaking off the fleas. The fleas are US!

HOW TO SURVIVE THIS WHAT THE FOOLS PREDICT?

Like a Boy Scout: Be prepared, more than anything else - it's your mind and soul that need preparation. Since we all know that the soul is immortal, you will survive in one form or another. We have prepared the first of several guides on survival. This first one was just updated Nov. 2009, originally written in 1991 - to help you survive what is undoubtedly going to be a life-changing experience.

It's called - "The World is a Mess, and We Are Responsible - Isn't It Time To THINK RIGHT?

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How One Can Become Good Counselor And Earn Handsome Salary?

By John Goldman

Online counseling has developed in popularity over the years and many persons are benefited from it. Persons can get counseling on the internet itself and this assists in doing the complete method simpler. The applicant and the consultants will be linked each other by the internet. It is accessible in a lot of forms and it is provided through distinct sources like emails, voice links and also through text messages.

Counselling is also done through chat rooms, and through message boards. Of late there has been a lot of demand for the counsellors. The counselling services are in huge demand these days and a lot of people are turning to it. The main reason behind this trend is the highly stressful life people are facing these days.

There are lot of events where emotional problems arises and lot of persons require the help of some specialist. This rage has developed a lot and there has been a extreme need for consultants who are providing counseling services.

Meaning of counseling

In this era persons communicate with each other through internet. Chatting, email and also conference defines communication these days and it is operated for socialization, organization purposes and almost everything. A lot of work opportunities have skip up for online counseling that demands educated and skilled consultants who can provide services to persons.

Consultants are referred to as people who can help other to identify their strength and also gain some insight into underlying issues that will help them to gain control over their lives. A lot of job opportunity is there is this area and with the increase emotional problems, there have been an increase in the need for qualified consultants.

Jobs like give training to the people and tell them how to enter into a new way and grab the opportunities. This job is a very high payment job because dealing with emotional problems is a difficult work and the consultants are paid very handsomely

Scope and present situation

There are lot of scope in online counseling jobs and are acknowledged as a right career choice. People who have little bit knowledge about this job will get good jobs as compared to the unskilled one. You can do this work from home also as most of the times you will be working on internet to interacting with the client.

One should keep this thing in mind that there is no direct contact between the client and the consultant. The candidates should fulfill the all criteria .This is because a lot of fraud counselors will try to get some personal information in the name of counseling.

Online counseling activities are tough tasks and this needs the candidates to be ready for the task. The counselors should neither be straight nor should they be honest. The consultants are doing business with the feelings of the persons and this demands them to have thorough knowledge and calmness to assist the applicant.

It is a very challenging activity but a pleasing one at the same time. The need for online counselors has been on the rise and a lot of companies are providing jobs for skilled persons who are interested in counseling. The candidate should have fixed hands using computers and internet as it is a very essential component of the job.

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